If You Have Good/Excellent Credit
I last had my credit checked this past winter/spring, when I applied for an apartment rental, which I ended up passing on. I found out my score: I had a “very good” rating. From what I researched later about FICO scores, etc., the people with the highest credit ratings (above mine) are the people who have demonstrated not only an ability to pay bills on time but an ability to manage credit. In other words, they are the people who have a few credit cards that they’ve had for a while and have consistently paid them on time.
Applyforbestcredit.com is a site built around finding the right options for you. According to their site, “The first thing we tell our visitors is, ‘You cannot transfer your balance until your credit is good or excellent.’” If you fall into the good or excellent range of scores, you might want to check it out and do a little comparison shopping.
Once you determine which card you want, you can actually get instant credit card approval right online, without waiting a few days or having to fill out extensive physical paperwork.
Filed under credit cards |
2 Responses to “If You Have Good/Excellent Credit”
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Thanks for the tip. Do you know of what different options may be out there?
Craig
http://www.budgetpulse.com
Depends on what you mean by different options, Craig. I think the site will give you direction as far as what credit cards are available based on individual needs—is that what you’re asking?
Thanks for all your recent comments, BTW!